P2P Cash guarantees transfer of cash to any cellphone worldwide using a Secure Open Standard (SOS).  The P2P Cash Secure Open Standard guarantees the transfer of cash between any two cellphones worldwide regardless of the carrier or communication network.

P2P cash turns 3+ Billion cellphones into secure checking accounts or “eWallets”. Open Standards unite fragmented markets creating network effects that reduce fees across the value chain.  This enables micro-finance via cellphones to provide economic benefit to the Western and third world simultaneously. P2P’s Solution allows 3rd World integration into the Western economy via existing wireless infrastructure.

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P2P Solves Two Major Consumer Financial Challenges:

1 - International cash transfers are expensive and inconvenient.

2 - Over 4 Billion consumers worldwide (50M in US alone) cannot send money, pay bills or buy online because they lack a credit card or bank account. With P2P Cash, anyone with a prepaid cellphone (80%+ of the world market) can send/receive cash, buy merchandise and pay bills online.
P2P Cash Secure Open Standard-SOS
The Secure Open Standard (SOS) is compatible with all major international banking security and wire transfer standards including the following: SWIFT International bank to bank wire transfer standard, ATM networks, ACH (Domestic bank transfer standard) and OFX Networks. Combining these standards with the worldwide SMS communication network creates a more cost effective and convenient alternative to traditional money transfer systems.